Auto Dealerships and Garages

 

The risks associated with the automotive industry can be unique. We have agency appointments with several carriers that are able to ensure you have the correct coverage, adequate limits, and superior service.

 

The available options include, but are not limmited to:

  • Bodily injury and property damage – Covers damages from garage-related operations.
  • Garage keepers – Covers damage to customers’ autos and property.
  • Garage-owned autos – Covers damage to garage-owned autos.
  • Owned autos – Provides protection for claims arising out of ownership.
  • Hired autos – Provides protection for a vehicle you or your employee rent or borrow for business.
  • Non-owned autos – Provides protection for partners, employees or members of households using the vehicle for your business or personal affairs.
  • Temporary substitute autos – Provides protection when your owned auto is disabled and you’re using another vehicle temporarily.
  • Newly acquired autos – Provides protection for new or additional autos acquired during the policy period.

Optional Coverage

To offer your business more complete coverage at a great rate consider the following optional coverages:

  • Broadened Garage Liability (Defective Product and Faulty Work) - Covers the products or work performed by your shop in the event that the work or parts results in an accident that causes property damage to your customer’s vehicle.
  • Customer Autos Actual Loss Sustained - Covers the amount of the actual loss of a customer’s vehicle without regard to a dollar limit.
- See more at: https://www.erieinsurance.com/business-insurance/coverage/garage-and-car-dealerships#sthash.6jetdoZL.dpuf

 

Property

  • Accounts receivable
  • Buildings
  • Business income/extra expense
  • Business personal property
  • Newly acquired locations
  • Ordinance or law

Garage policy

  • Auto dealers garage operations
  • Automatic liability
  • Broad form - products
  • Consumer complaint
  • Drive-away collision
  • Fire legal liability
  • Floor plan -inventory
  • Garage keepers insurance - customer's auto
  • Insurance sales errors and omissions
  • Liability - auto, premises, operations, products and completed products
  • Personal and advertising injury liability
  • Reporting form

Additional coverage options

  • Product defense
  • Limited pollutions costs
  • Broadened consumer complaint
  • Internet liability
  • Employment practices liability
  • Bodily injury and property damage – Covers damages from garage-related operations.
  • Garage keepers – Covers damage to customers’ autos and property.
  • Garage-owned autos – Covers damage to garage-owned autos.
  • Owned autos – Provides protection for claims arising out of ownership.
  • Hired autos – Provides protection for a vehicle you or your employee rent or borrow for business.
  • Non-owned autos – Provides protection for partners, employees or members of households using the vehicle for your business or personal affairs.
  • Temporary substitute autos – Provides protection when your owned auto is disabled and you’re using another vehicle temporarily.
  • Newly acquired autos – Provides protection for new or additional autos acquired during the policy period.

Optional Coverage

To offer your business more complete coverage at a great rate consider the following optional coverages:

  • Broadened Garage Liability (Defective Product and Faulty Work) - Covers the products or work performed by your shop in the event that the work or parts results in an accident that causes property damage to your customer’s vehicle.
  • Customer Autos Actual Loss Sustained - Covers the amount of the actual loss of a customer’s vehicle without regard to a dollar limit.
- See more at: https://www.erieinsurance.com/business-insurance/coverage/garage-and-car-dealerships#sthash.6jetdoZL.dpuf
  • Bodily injury and property damage – Covers damages from garage-related operations.
  • Garage keepers – Covers damage to customers’ autos and property.
  • Garage-owned autos – Covers damage to garage-owned autos.
  • Owned autos – Provides protection for claims arising out of ownership.
  • Hired autos – Provides protection for a vehicle you or your employee rent or borrow for business.
  • Non-owned autos – Provides protection for partners, employees or members of households using the vehicle for your business or personal affairs.
  • Temporary substitute autos – Provides protection when your owned auto is disabled and you’re using another vehicle temporarily.
  • Newly acquired autos – Provides protection for new or additional autos acquired during the policy period.

Optional Coverage

To offer your business more complete coverage at a great rate consider the following optional coverages:

  • Broadened Garage Liability (Defective Product and Faulty Work) - Covers the products or work performed by your shop in the event that the work or parts results in an accident that causes property damage to your customer’s vehicle.
  • Customer Autos Actual Loss Sustained - Covers the amount of the actual loss of a customer’s vehicle without regard to a dollar limit.
- See more at: https://www.erieinsurance.com/business-insurance/coverage/garage-and-car-dealerships#sthash.6jetdoZL.dpuf
  • Bodily injury and property damage – Covers damages from garage-related operations.
  • Garage keepers – Covers damage to customers’ autos and property.
  • Garage-owned autos – Covers damage to garage-owned autos.
  • Owned autos – Provides protection for claims arising out of ownership.
  • Hired autos – Provides protection for a vehicle you or your employee rent or borrow for business.
  • Non-owned autos – Provides protection for partners, employees or members of households using the vehicle for your business or personal affairs.
  • Temporary substitute autos – Provides protection when your owned auto is disabled and you’re using another vehicle temporarily.
  • Newly acquired autos – Provides protection for new or additional autos acquired during the policy period.

Optional Coverage

To offer your business more complete coverage at a great rate consider the following optional coverages:

  • Broadened Garage Liability (Defective Product and Faulty Work) - Covers the products or work performed by your shop in the event that the work or parts results in an accident that causes property damage to your customer’s vehicle.
  • Customer Autos Actual Loss Sustained - Covers the amount of the actual loss of a customer’s vehicle without regard to a dollar limit.
- See more at: https://www.erieinsurance.com/business-insurance/coverage/garage-and-car-dealerships#sthash.6jetdoZL.dpuf
  • Bodily injury and property damage – Covers damages from garage-related operations.
  • Garage keepers – Covers damage to customers’ autos and property.
  • Garage-owned autos – Covers damage to garage-owned autos.
  • Owned autos – Provides protection for claims arising out of ownership.
  • Hired autos – Provides protection for a vehicle you or your employee rent or borrow for business.
  • Non-owned autos – Provides protection for partners, employees or members of households using the vehicle for your business or personal affairs.
  • Temporary substitute autos – Provides protection when your owned auto is disabled and you’re using another vehicle temporarily.
  • Newly acquired autos – Provides protection for new or additional autos acquired during the policy period.

Optional Coverage

To offer your business more complete coverage at a great rate consider the following optional coverages:

  • Broadened Garage Liability (Defective Product and Faulty Work) - Covers the products or work performed by your shop in the event that the work or parts results in an accident that causes property damage to your customer’s vehicle.
  • Customer Autos Actual Loss Sustained - Covers the amount of the actual loss of a customer’s vehicle without regard to a dollar limit.
- See more at: https://www.erieinsurance.com/business-insurance/coverage/garage-and-car-dealerships#sthash.6jetdoZL.dpuf

 

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